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Accounting Solver

Archive for the ‘Manhours’ Category

February 20th, 2008

PERSONAL FINANCE: SHELTER FROM SUBPRIME FALLOUT 3

The windfall from the “stimulus” bill can provide some shelter from subprime fallout.

In addition to paying down debt to stave off arrears or default in credit card and mortgage payments in the looming tough times, another productive use which will have an effect longer and more permanent than paying down debt is to enroll […]

By ren -- 0 comments

November 25th, 2007

PERSONAL FINANCE 12: THE WORKINGS & USES OF A PERSONAL CASH FLOW STATEMENT WITH NO EARNING ASSETS 3

Consider the case of an individual or household with no financial or physical Earning Assets, whose only Earning Assets are Manhours, where the Salaries or Professional Fees have related Direct Costs which do not leave sufficient Cash to meet Expenses:

In the previous post, we started by first looking at the possibilities of maximizing Manhours or […]

By ren -- 0 comments

November 25th, 2007

PERSONAL FINANCE 11: THE WORKINGS & USES OF A PERSONAL CASH FLOW STATEMENT WITH NO EARNING ASSETS 2

Considering the case of an individual or household with no financial or physical Earning Assets, whose only Earning Assets are Manhours, where the Salaries or Professional Fees have related Direct Costs which do not leave sufficient Cash to meet Expenses:

What are the possible options for solving the financial problem?
The options start with your Manhours, your […]

By ren -- 0 comments

November 17th, 2007

PERSONAL FINANCE 3: A PERSONAL BALANCE SHEET WITH NO EARNING ASSETS

Many persons have no financial or physical Earning Assets. Often, the only financial Earning Asset is a small savings account.
A person who has no financial or physical Earning Assets but has a good paying job can list his Manhours as an Earning Asset because it is an asset he truly owns and from which […]

By ren -- 0 comments

October 29th, 2007

UNDERSTANDING ACCOUNTING TALK 18 Time in Balance Sheets

For many of us 9 to 5 drudges, our only assets (little cash, mortgaged house, car not fully paid, clothes, etc) are non-earning assets. The only earning asset we have is our time, our manhours, for which we get paid and by which we dream to own earning assets in the future (stocks, real […]

By ren -- 2 comments