Your credit card is a source of interest-free loan. But, this will work, if and only if you think of your credit card as a tool for personal cash flow management –rather than additional cash in your wallet.
It often happens that a purchase has to be made before your expected cash has become […]
I’ve always maintained that accounting is also for business. It’s concepts, relationships among accounts, system of balances are applicable in almost anything in life.
Accounting Solver presents a Balance Sheet for Living:
Keeping up with the Joneses is a great contributor to Stress. It pushes you into Conspicuous Consumption (e.g., a gas-guzzler luxury car instead of […]
Whenever you use your credit card for a purchase or any expense payable through a credit card, the issuing bank or credit card company is betting that you will not pay your whole balance within the free 30-day grace period and they will earn revenues from your account. By paying the whole balance before […]
Susan Gunelius’ http://www.brandcurve.com/ is all about branding and marketing.
One way of presenting a strong marketing image is through the financial statements. Admittedly, financial statements have a limited market. However, it can outdo a picture’s worth of more than a thousand words.
Financial Statements can be used (and have often been used) as a form […]
Any business (especially small businesses, single proprietorships, partnerships) should build excellent PR with all their publics and stakeholders (i.e., customers / clients, stockholders, its own employees, the community where it does business, the media, government regulatory / supervisory agencies, civic organizations, even the churches, etc).
Eric Eggertson at http://www.commonsensepr.com/ can show you how.
One of […]
A company who has had a poor performance resorts to “accounting noise” to make it look better than it really is (e.g., Enron, WorldCom, etc).
In addition to fudging revenue figures (recording future / potential income that may or may not actually be realized) and fudging expense figures (postponing the recording of expenses into the future), […]
The windfall from the “stimulus” bill can provide some shelter from subprime fallout.
In addition to paying down debt to stave off arrears or default in credit card and mortgage payments in the looming tough times, another productive use which will have an effect longer and more permanent than paying down debt is to enroll […]
Some relief can be obtained from the recently passed stimulus bill. Before the end of the first semester of this year, people will be receiving the windfall from the recently passed “stimulus” bill:
individuals = $600
couples = $1200, $300 additional for each child.
This can be part of a source for shoring up personal / […]
The fallout from the eruption in the financial markets caused by the collapse of worthless subprime mortgages is already being felt, not only in the United States, but in the rest of the world as well.
Worst hit with wide ranging effects are businesses. Large corporations are downsizing and turning out employees in the […]
Before the end of the first semester of this year, you will be receiving the windfall from the recently passed “stimulus” bill:
individuals = $600
couples = $1200, $300 additional for each child.
This will be an excellent opportunity to climb out of subprime. Pay down as much of your credit card as the windfall will be […]
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